Author Archives: hfblogadmin

4 Sites That Will Tell You More than You Want to Know About Your Home

The anxiety of buying a new home can form in any number of ways, and you might find yourself questioning the property you’ve chosen — is the backyard really that small? Is the soil contaminated from the nasty-looking stream nearby? Is your house haunted?

Maybe you’re not asking the last one, and maybe you’re trying to convince yourself you’re not asking the last one — but it’s not unreasonable to wonder. Rest assured you can investigate your concerns before you purchase a home, and you can do most of it online.

Four websites provide a wide of range of property details, and then some — from historic aerial images to documents that show the home was used as a meth lab. These tools can help you see what might be a game changer before you sign the deed.


How to Get a Mortgage Once You Are Retired

Retired couple looking at home blueprints after qualifying for a mortgage. - Ariel Skelley/Getty Images
Yes, you can get a mortgage once you are retired.  Ariel Skelley/Getty Images

I frequently hear stories of upcoming retirees who, planning to move after retirement, locate a new home and take out the mortgage before retirement – because they think once they are retired they won’t be able to get a mortgage.

You don’t have to do it this way. You can get a mortgage once you are retired.

To find out the specific requirements, I interviewed Patrick Gavin, Branch Manager & VP of Mortgage Lending at Guaranteed Rate, the 8th largest privately held mortgage bank in the U.S Rate.

Read more at »

By Dana Anspach
Money Over 55 Expert

Housefax Unveils New Advisory Board From Real Estate Industry

Veterans Allan Dalton, Gregg Larson Lend Expertise to Emerging Home Search History Start-Up

HAYMARKET, VA  July 23, 2015 – Housefax, a leader in residential property information products and services, today announced the members of its new Advisory Board, executives who bring a history of real estate technology, residential brokerage and venture finance expertise. The Board, listed below, includes executives who will provide strategic counsel and business advisory to Housefax through its expansion in the coming months.

The new Housefax Advisory Board includes:

Anthony Azar

Anthony Azar is president and co-owner of regional Keller Williams International offices in southern Arizona and Catalina Title Agency with a proven track record of building successful businesses and strategic partnerships.  Over the most recent decade, Anthony’s focus has been on integrated real estate services including real estate brokerage, mortgage lending, title insurance, property/casualty insurance and home warranty. Anthony also served on the Advisory Board of and Keller Williams.

Allan Dalton

Allan Dalton, the former president and CEO of, is currently the president and co-founder of  Allan has 30+ years of leadership experience, including serving as the co-owner of a 32-office firm, the EVP of Coldwell Banker New England and EVP of NRT National.

Gregg Larson

Gregg Larson is the CEO at Clareity with over thirty years’ experience in the MLS and real estate information industries. Gregg has worked for organizations such as REDI/Multi-List, the National Association of Realtors (NAR), DATOR, and Moore Data Management Services.

Robert Spass

Robert A. Spass is a founding partner of Capital Z Partners, recognized as one of the global leaders in financial services private equity since its inception in 1998. Prior to co-founding Capital Z, he was the managing partner and co-founder of Insurance Partners, L.P. Also, Robert was a director of Investment Banking at Salomon Brothers with responsibility for corporate finance relationships within the insurance industry.

Housefax provides free Property History Reports and other products and services at


Four Steps To Price Your Home

price-your-homePricing your home for sale is one of life’s major financial decisions. What’s too little, what’s too much? When researching selling a house or condo, consumers often anxiously turn to the Internet, neighbors and realtors to come up with a good estimate. But is it the right price?

The National Association of Realtors reports that over 15 percent of home sales are delayed, renegotiated or cancelled due to home appraisals falling short of the contract price. To get the best value from your home, here are tips to look out for. Continue reading

Housefax Slashes Price of Property Reports Amid Competition

Property reports once priced at $59 now offered for $10

Having previously charged $59 for a property history report, Housefax is now offering one property history report for free and charging $10 for every subsequent report.

The new pricing model comes as startups that provide free property reports gain tractionAddressReport and Porch have both recently begun using their property reports, which consumers don’t have to pay for, to generate leads for brokerages.

Housefax’s property history reports include data on building permits, fires, floods, sinkholes and meth labs.

Housefax offers two other types of reports that were unaffected by the new pricing model: an insurance claims report, which shows insurance claims made on a property in the past five years, and a “preappraisal report,” a valuation based on an in-person visit by a licensed appraiser that costs half the price of a traditional appraisal.

Housefax recently secured a spot in the Clareity Store, offering more than 100,000 brokers and agents deeper insight into homes they plan to list from their multiple listing service dashboard without having to log in to a separate account.

Other Housefax competitors include and Revaluate.


Housefax Lets You Know If Your Potential Listing is Near a Fault, Cheap Gas and Strong Cell Signals

Get the edge on the competition by researching a home’s history

The pitch

I used to travel with my dad to look at classic cars he wanted to buy. One of the first steps we always took was to verify a car’s authenticity via the vehicle identification number.

Muscle cars were often altered slightly by the factory to make a version that was faster or somehow unique. These subtle changes often made the difference between a car being worth $5,000 or $50,000.

Rare, alternate models are easily impersonated by street-savvy car dealers. All it takes is the application of a fender badge or some pinstriping to make a Buick Skylark look like a GSX.

Naturally, we didn’t have Carfax. We used yellowed factory guides to unravel the automotive histories of prospective investments, thick books marred with mechanic grease, chained to counters or weighed down under a four-barrel carb.

After the 2008 real estate crash, an era pockmarked by strategic defaults and grow-house squatters, agents should know all they can about the house they’re about to list or help someone buy. Continue reading

Pricing a Home To Sell the Right Way by Using Preappraisals

Some agents find this tactic wins listings

What’s too little? What’s too much?

Why can’t a home seller just ask for the amount they want and lower the price later if it doesn’t sell?

Most of us wish we could, but a smarter way to avoid pitfalls is to use the available tools designed to price a home accurately from the start.

The National Association of Realtors reports that over 15 percent of home sales are delayed, renegotiated or canceled due to home appraisals falling short of the contract price. Imagine thinking that the home had sold only to have negotiations fall apart over price. And worse, having to start again, at the beginning, with listing the house and seeking a new buyer. Or imagine asking too little for a home and suspecting later that it was undervalued. Even if the house hasn’t sold yet, a seller or real estate agent usually won’t be able to increase the listing price.

The pitfall of using automated valuation models (AVMs) for pricing a home Continue reading

100,000 Agents Get Single Sign-on Access to Property History Report Tool

Housefax is latest vendor to join Clareity Store

Housefax, maker of property history reports, is the latest vendor to partner with the Clareity Store, giving more than 100,000 brokers and agents deeper insight into homes they plan to list right from their multiple listing service dashboard without having to log in to a separate account.

More than 14 MLSs representing a total of more than 100,000 members have deployed the Clareity Store, an online marketplace launched by real estate tech firm Clareity Security in 2013. The Clareity Store brings vetted tech vendors into back-end MLS dashboards, streamlining their purchase and utilization by participating MLSs’ members. Continue reading

Housefax Partners with Clareity Store to Offer Real Estate Pre-Diligence Products Through Multiple Listing Services (MLS) and Realtor® Associations Nationwide

Property History and Insurance Claims Reports Now Available With Easy Access at Clareity Store

 HAYMARKET, VA March 30, 2015 Housefax, a leader in residential property history information and reports, today announced that its leading suite of real estate pre-diligence products are now available to Multiple Listing Service (MLS) subscribers in the Clareity Store, an e-commerce platform that interfaces with many of the nation’s largest MLS organizations.

Housefax will offer its popular Property History and Insurance Claims reports to real estate professionals at discounted prices in the Store. The Property History Report provides a comprehensive history of a home that includes information not currently accessible through MLS, brokerages or online portals. The Insurance Claims Report allows real estate professionals to discover home insurance claims made in the past five years.

“We are excited to market our online products to the thousands of residential brokers and agents browsing through the Clareity Store,” said Michael Abdy, president of Housefax. “MLS members will now have immediate access to our reports for each property they plan to list, all in one convenient location.” Continue reading

Housefax Will Extend Offerings to Real Estate Professionals

Backing by Clareity will also boost hiring in IT, marketing

Information is currency in the real estate industry, and real estate technology company Clareity Security is betting on a company that’s stuffed to the gills with data.

Clareity has made a mid-six-figure investment in Housefax, a service launched nationwide in 2013 that offers home history reports that include information on factors that may affect a property’s condition, such as building permits, fires, floods, sinkholes and meth labs, among other data.

The investment will help Housefax extend its offerings to real estate professionals, not just consumers, and boost the company’s hiring in information technology and marketing. Continue reading